A blog about credit card application

Because secured credit cards are considered a genuine line of credit, they are a good and safe method of rebuilding your credit rating. Another type of credit cards for bad credit is prepaid credit cards. These cards work like ATM cards: The money comes directly from an account you have with the credit card company, and you refill the account periodically. Because the money is deducted from your account immediately rather than hanging in limbo until you pay it like a regular credit card, prepaid credit cards charge no interest. Instead, the issuer makes its money by levying fees to open an account and to deposit money into your account.

10/26/09 3

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