A brainstorm about best credit cards

Unlike with a regular credit card, annual fees are inevitable, so shop around for a low annual fee as well as a low interest rate. Avoid cards that have monthly or weekly fees. * Prepaid credit cards. A prepaid card is like a debit card: You deposit money into an account, and when you charge an item, the money comes directly out of your account. You do not pay a monthly bill or any interest.

07/23/09 13

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