A huge bunch of stuff on secured credit cards

If you would like a different due date or want to transfer to a different rewards program, you do not even have to claim you are planning to leave for a different company. Just ask. You can improve your credit card terms remarkably even if you originally got your card under terms designed for credit cards for bad credit. You may even be able to get a deal equal to those enjoyed by premium credit cards. This is especially likely if you have had your credit card for a while (two or three years on average; four years or more is ideal), if you have made most of your payments on time for the past year or two, and if you are using a relatively small percentage of your line of credit.

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