Credit card application today
• Credit cards that charge fees for online or phone payments. These fees will soon be as obsolete as annual fees, but right now, many issuers still charge their tech friendly customers to pay electronically. If you are considering a card that charges these fees, find out whether all electronic payments are charged, or only expedited payments. If normal electronic payments don't have a fee and only expedited payments (rush payments you make when there is no time to get any other form of payment in before the deadline) carry a fee, the card may still be a good deal. (Just watch your deadlines.