Credit cards What experts say
When students begin their studies at a university, they are quickly greeted by give away and rewards if they apply for student credit cards. Companies pushing incentives to sign up for student credit cards have been allowed to station themselves in student unions and on outdoor quads for years. Young adults in college are a perfect market. Many are on their own for the first time and long for the independence and freedom of adulthood. For some, student credit cards offer the promise of instant gratification and new spending power.