My little blog on credit cards for bad credit
If a card you are considering requires a cosigner, take into account that the cosigner will have access to all the bills and will know what you buy with the account's credit. If that doesn't bother you, then cosigning for a card offers you more security. But if you prefer your privacy, then pick a card with no cosigner requirement. Student credit cards also offer perks like money back on purchases. You could get back as much as 20% if you buy at the card company's partner retailers.